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Credit Card Payoff Calculator

Find out how long your card balance will take to clear, and how much interest it costs.

Runs in your browser — nothing is uploaded
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How to use Credit Card Payoff Calculator

  1. Enter the balance and APR.
  2. Choose a fixed payment or a payoff deadline.
  3. Read the time and total interest.

Questions

Why does paying the minimum take so long?

Minimum payments are mostly interest at first, so the balance falls very slowly. Even a small fixed extra amount shortens payoff dramatically.

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