Finance calculators

Plan loans, savings and investments with clear numbers: mortgage and car loan payments, compound interest, savings goals, retirement and FIRE, ROI and CAGR, pricing and margins, VAT, debt payoff and live currency conversion. Results are estimates, not financial advice.

Loan CalculatorMonthly payment, total interest and amortization schedule for any loan or mortgage. Currency ConverterConvert between 30 major currencies with the latest ECB reference rates. Mortgage CalculatorMonthly mortgage payment with taxes, insurance, extra payments and amortization. Compound Interest CalculatorGrow an investment with monthly contributions and any compounding frequency. Simple Interest CalculatorInterest on a principal at a fixed rate — no compounding. Savings Goal CalculatorHow much to save each month — or how long until you reach a goal. ROI CalculatorReturn on investment and annualized ROI from what you put in and got back. CAGR CalculatorCompound annual growth rate between a start and end value. APY / APR CalculatorConvert between APR and APY for any compounding frequency. Inflation CalculatorFuture cost of money and buying power lost at an average inflation rate. Present & Future Value CalculatorTime value of money: future value or present value, with optional payments. Retirement CalculatorProject retirement savings and check if they cover your planned income. FIRE CalculatorYour financial independence number and how many years until you reach it. DCA CalculatorDollar-cost averaging: invest a fixed amount regularly and see the result. Profit Margin CalculatorGross margin and markup from cost and price — or the price for a target. Break-Even CalculatorHow many units you must sell to cover fixed and variable costs. VAT CalculatorAdd or remove VAT or sales tax at any rate. Discount CalculatorSale price and savings — including stacked discounts and tax. Tip CalculatorTip amount and each person’s share when splitting the bill. Salary to Hourly CalculatorConvert a yearly salary to hourly, daily, weekly and monthly pay — and back. Debt Payoff CalculatorPlan paying off several debts with the avalanche or snowball method. Credit Card Payoff CalculatorHow long to pay off a card — or the payment needed to clear it by a date. Car Loan CalculatorMonthly car payment with down payment, trade-in and sales tax. Budget Calculator (50/30/20)Compare your spending with the 50/30/20 budgeting rule. Net Worth CalculatorAdd up assets and liabilities to see your net worth. Commission CalculatorSales commission and total pay from a sales amount and rate.

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