Present & Future Value Calculator

Find what money today will be worth later — or what a future amount is worth today.

Runs in your browser — nothing is uploaded
Calculate

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How to use Present & Future Value Calculator

  1. Choose future or present value.
  2. Enter the amount, rate, years and compounding.
  3. Optionally add a regular payment.

Questions

What is present value used for?

Comparing money received at different times — for example, whether a lump sum today beats a larger payment in five years.