FIRE Calculator
Find out how much you need to be financially independent — and when you could get there.
Runs in your browser — nothing is uploaded—
Details
For information only — not financial advice. Real results depend on fees, taxes and market conditions.
How to use FIRE Calculator
- Enter yearly spending and a withdrawal rate (often 4%).
- Add your current investments and yearly savings.
- Set a real (after-inflation) return.
Questions
What is the 4% rule?
A rule of thumb from historical US market data: withdrawing about 4% of a portfolio in the first year, then adjusting for inflation, lasted at least 30 years in most periods. It isn’t a guarantee.