Pevlika

APY ↔ APR Calculator

Compare savings and loan rates on equal terms by converting between APR and APY.

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How to use APY / APR Calculator

  1. Choose the direction.
  2. Enter the rate and compounding frequency.
  3. Read the converted rate.

Questions

What is the difference between APR and APY?

APR is the yearly rate before compounding; APY includes the effect of compounding within the year, so it is higher whenever interest compounds more than once a year.

Compound Interest CalculatorGrow an investment with monthly contributions and any compounding frequency. Simple Interest CalculatorInterest on a principal at a fixed rate — no compounding. Savings Goal CalculatorHow much to save each month — or how long until you reach a goal.